The COVID-19 epidemic has led to a surge in online shopping, with people avoiding to move out of their homes. Digital scams have increased drastically with this accelerated e-commerce sale – using fake advertising on a fake website or real retail site, or even sending text messages and emails to trap unsuspecting customers. Scammers pretending to be legitimate sellers. The National Payments Corporation of India (NPCI) regularly warns people against sharing personal details to anyone without proper verification.
– NPCI (@NPCI_NPCI) May 13, 2021
Here are 7 ways you can protect yourself from online fraud:
Security update: Ensure that your computer and mobile devices are updated with the latest software releases and patches. Having the most recent security update may prove to be the best defense against viruses, malware and other fishing attacks. Turn on automatic updates so that you get the latest fixes as soon as they are available.
Set strong password: Your password must be at least eight characters. Using a mixture of uppercase and lowercase letters, numbers, and special characters will make it difficult for scammers to dent your locker. For an additional layer of security, use two or multi-factor authentication.
Beware of phishing scams: Do not click on links in random emails or text messages or open any attachments from sources you do not know. Report such messages to cybercrime authorities.
Double-check deals that seem too good to be true: Fraudulent websites or fake online shopping advertisements usually insist on immediate payment via wire transfer or any other electronic fund transfer service. Do not pay until proper and detailed verification.
Check ‘s’ in ‘https’: Check if the website URL is complete with ‘s’ at the end of ‘https: //’, which means that the website is secure and encrypted. Sometimes scammers mimic an actual website but these sites do not have the letter ‘S’.
Protect your personal information: Do not disclose your personal information, such as birthdays, addresses and family members’ names on social media. Hackers can use them to locate your password or to answer security questions in the password reset tool.